Inheritance Recovery Specialists

Frequently asked questions

Useful Links for Executors
How will I receive the funds from the asset?

We will pay funds to the executors nominated bank account (in the name of the executor or being transferred by bank transfer to your account on the Tuesday following receipt of the form.

Why would Inheritec contact me?

We will have identified you as an executor/administrator, or beneficiary of an estate for which we have identified unclaimed assets. An asset may become 'lost' for a number of reasons, including:

  • People move house without providing an updated address to the Share Registrar, pension provider or company responsible for managing the asset
  • People change their name through marriage or divorce
  • Executors or beneficiaries of an estate are unaware of an investment or policy when a family member passes away
  • People develop a complex range of savings and investments that they subsequently lose track of.
How have you got my details?

We trace contact details through publicly available records, these include Census records, electoral roles, birth, marriage and death records as well as probates. Our experienced research team will have identified you and used those data sources to locate your address, or identified you as a possible beneficiary to a deceased estate and are now making contact with you.

Are Inheritec a legitimate company?

Inheritec was established in 2024, but the roots of this specialist service reach back further, into the trusted legacy of its sister company, Perane & Co—a well-regarded name in the world of asset reunification. You can find out more about our company and history here

Formed in 2024 and making contact with customers since the beginning of 2025, Inheritec have establishing a position of customer focused asset location specialist, treating each customer and their estates individually to deal with their needs. The company not only helps with the administration of the asset but has also helped customers with obtaining probate, resolving outstanding tax issues, putting in place lost certificate insurance and tracing lost beneficiaries through our genealogical expertise. 

Please check our details on Companies House - Company number 15594782 and Information Commissioners Office Reference ZB725715.

What do Inheritec do?

Inheritec locate unclaimed financial assets and connect them with their rightful owners. We work with Executors to support them through the often complex legal, financial and administration processes using our unique data, specially built case management system and history of genealogical and repatriation specialisms to locate the rightful beneficiary owners of assets and ensure that the money arising from the assets are quickly and easily recovered.

Are you heir hunters?

Inheritec are not Heir Hunters, as in the popularised understanding of the phrase.

We work with executors and administrators obtained from probate documentation, rather than carrying out family research on intestate estates, to identify missing beneficiaries.

How do I know if a letter from Inheritec is genuine?

If you have received a letter from us, you may be wondering if it is a scam.

The letter you received is a legitimate communication aimed at bringing to your attention unclaimed financial assets associated with an estate but you can check it is valid in a number of ways. You can find out more about why we have contacted you and any associated documents we hold by logging into our portal at Have you received a letter from Inheritec? and entering your unique reference number.

We would always advise caution in sharing your details with any company and to seek validation before you share any of your own financial information. You can find out more about how to identify a scam at Inheritec - Scam Aware or at Government and Citizens Advice pages (available on the link).

If you receive a letter from Inheritec and you want us to confirm it is genuine, please contact us on 01603 854444 or email us at [email protected] 

How do Inheritec find lost assets?

Inheritec's exclusive in-house technology allows us to process vast databases efficiently and accurately, which enables us to identify deceased individuals and matches their details with outstanding assets. We then use this information alongside publicly available records, including Probate and Death records to establish ownership of those assets and locate the beneficiaries and executors.  

Once assets are located, our experienced in-house research team will then locate the Execututor or Beneficiaries using other public records, such as Census records, electoral roles, birth, marriage and death records or BT OSIS at a new address, to locate them at a new address or under a new name.

How does inheritance recovery work?

During estate administration, the assets and liabilities of a deceased person are accounted for by their executor/administrator.

Unfortunately, if a comprehensive list of assets is not provided some can be missed at this stage, and this is where we come in.

Using our databases and records of assets and investments, we are able to identify these outstanding assets and contact those entitled to claim the funds.

How much do you charge?

You can find details of the fees we charge set out in our letters. Our fee is charged as a percentage of the funds we recover. Our fees, which will not exceed 20%, and any disbursements will be deducted from the funds recovered. At no time will we ask you for money.

Why do you charge a fee?

Inheritec charge a fee to cover the cost of Data acquisition, analysis and secure storage  as well as research and processing the data to allow us to locate the individuals associated with the orphaned assets we locate.

Our fees cover the work involved including data subject analysis, mailings, identity confirmation, validation against a number of reference sites, processing and support through our telephone helpline.

What are the disbursements

Disbursements are additional costs which Inheritec incur from third parties such as HMCTS, registrars or pension administrators, in the recovery and sale of the asset. Examples of disbursements which may be incurred are (but not limited to):

· Copy of grants - £16.00 each

· Indemnity fee/lost certificate fees – Price varies

· Unclaimed dividends – re issue fees if these have not been paid - roughly 20% (maximum charge of £135)

· Sales transactions fee (the fee the registrars charge to sell) – the % varies

· Death certificate (or any other certificate) - £12.50 each

If you require support in obtaining a Grant of Probate we can support you with this process and provide details of possible providers who are able to help. Any costs related to obtaining probate will be the responsibility of the estate and executors

Should an executor be doing this?

It is the responsibility of an executor/administrator to identify and account for all the assets and liabilities of an estate prior to distribution of funds. If assets are not recovered or distributed in accordance with the wishes of the deceased or the Laws of Intestacy the Executor could be held personally financially responsible for any loses to the estate that arise from that asset or legally responsible for Tax issues associated with the estate or any income from the assets, therefore it is important that all assets are claimed and distributed once they are known about.

When missed/unclaimed funds are identified, we will work with the executor/administrator to claim the funds for distribution and can support you with ensuring that all your financial and legal obligations have been met.

As executor you should be aware that holding shares carries risks and the value of shares can go down as well as up. Information on past performance, where given by companies or publicly available, is not necessarily a guide to future performance.

I have lost contact with joint shareholders/executors. What happens now?

For legal reasons we require the signatures of all joint shareholders or executors. We will use our data solutions to locate and contact them on behalf of the estate. We understand that there may be reasons you do not want your details sharing with the other executors and if you do not want to be back in contact with them we can protect data. Please contact us if you would like to discuss protecting your details from other executors.

What happens if the assets aren’t claimed?

It is best practice and good corporate governance for companies to return lost assets to keep their records up to date and to ensure that their shareholders, pensioners and customers receive the assets they are entitled to. If companies do not keep their records up to date they may incur fines, unnecessary costs or inadvertently aid fraudulent claims or identity theft, for example by mailing shareholders or customers at a historic address.

Certain types of assets may ultimately be forfeited back to the company or   need to be passed over to the UK Courts after 12 years from an acquisition(e.g. Dissenter monies resulting from a takeover after April 1987), as detailed in the Companies Act 2006 Section 982.

How do you search for unclaimed assets?

Our exclusive in-house technology with its proprietary algorithms are designed to process vast previously inaccessible databases efficiently and accurately, to identify unclaimed assets. Once unclaimed assets are discovered we use our databases and forensic tracing expertise to locate the rightful representatives to claim the assets.

How long does it take to recover inheritance?

Generally, assets can be realised in a matter of weeks. This is dependant upon obtaining the required documentation and responses from financial institutions. We will keep you updated during the process and informed of any documentation which we require.

 

When will I received my payment after Inheritec have recovered the funds?

With the Statement we will provide you with a form of acceptance which we ask you to complete and provide your agreement to the Statement and fees along with the Bank Account details of where the funds are to be paid. 

Once this agreement is returned, payment will be processed with the funds being transferred by bank transfer to your account on the Tuesday following receipt of the form. 

Did you know…

  • £0b

    £50billion unclaimed or lost assets held by financial institutions

Find out more